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I generally don’t recommend jumping to litigation for this type of thing. Resolving such a dispute INTERNALLY is always better than going straight to court. Lawsuits are expensive (for both parties involved) and they unnecessarily pull other owners into the mess. Plus, you won’t actually be suing “the system” or something like that. When you sue the HOA, you’re really suing yourself and your fellow homeowners. You’re the ones who have to pay in the end because the fees are coming FROM YOU.