Inspecting Insurance Claims in HOA

Hi Tim,

According to the North Carolina Planned Community Act Section 47F-3-118(a), the association’s records should be made available to the members for inspection. A similar provision exists under the North Carolina Condominium Act Section 47C-3-118(a). The governing documents may also state what records the association must keep and furnish to the members. Kindly verify this by reviewing the governing documents.

However, do note that there are often some exemptions to this rule like records including sensitive or private information. Insurance claims may or may not fall into that category. For further guidance, kindly consult an attorney.