Question:
1. What happened?
HOA placed a lien on my property of owing just a balance of $150. I applied for mortgage assistance in June 2022, they paid the last assessment that I had received by mail 5 months after applying. In that month of receipt of funds, HOA sent it over to collections. The debt collector didn’t contact me until March 2023 with over $2000 in fees that would allow them to place a lien on my property. Now, the fees are over $4000 after waiting 3 months to get denied by Legal Aid.
2. Dates, places, and the names of the people directly involved.
3. What explanation, if any, was given for what happened?
4. Why do you think this happened to you?
5. What steps, if any, have you taken (filed a complaint or appeal with the parties involved, any public agency or official, or any other organization)?
6. To whom did you complain and what is the status of the complaint?
7. What documentation do you have on the matter?
– Teneshia
Answer:
Hi Teneshia,
You may ask your association for a statement containing any past-due assessments, late fines, and interest. You can verify the calculations of your debt by reviewing the statement. You may also refer to your governing documents to see how various fees are calculated. In addition, the lien may include collection costs, interest, and other charges as provided for in the Georgia Property Owners’ Association Act Section 44-3-232. All of these may give you some idea of why the lien was placed on your property.
For further guidance, kindly consult a lawyer.
Disclaimer: We are not lawyers. The information provided on this website does not constitute legal advice.
